"method": "pix",
"amount": 109.99,
}
One API for every payment method in Latin America.
Accept and process payments across latin america with one unified API, deeply connected to local banks and the most used payment methods.
Built to Reliably Scale and Grow Your Business
We understand money movement in LATAM, ensuring lower fraud, instant confirmation, and faster settlements. Payelu helps you collect payments as your customers prefer.
Expand to Latin America with one integration
Modern Banking Infrastructure to Accelerate Growth
Deep knowledge of Latin American markets, with direct access to local payment methods, banks, EMIs, and payment institutions.
Our API unlocks payment acceptance across the entire region, removing the need for multiple providers and country-specific setups.
Cross-border payments with T+0 or T+1 settlement, designed to keep cash flow moving and operations agile at scale.
Move between local currencies and crypto effortlessly, enabling flexible treasury management and modern settlement workflows.
All your Latin America local methods in one integration
Let your customers pay using their preferred payment methods and receive your funds quickly and securely.
1{
2 "service_code": "PIX_BR",
3 "amount": 200,
4 "reference": "0000000000002507135224",
5 "expired_at": "2025-06-06T22:59:59Z"
6}1{
2 "service_code": "SPEI_MX",
3 "amount": 200,
4 "reference": "0000000000002507135224",
5 "expired_at": "2025-06-06T22:59:59Z"
6}1{
2 "service_code": "CC1_IG_TRUST_WW_EUR",
3 "customerDetails": {
4 "payer_name": "Jose",
5 "payer_lastname": "Herrera",
6 "contactDetails": {
7 "payer_email": "jose@gmail.com",
8 "payer_phone": "+3192242390",
9 "payer_address": "Calle 75#33-56",
10 "payer_city": "Bogota",
11 "payer_state_iso_code": "NA",
12 "payer_country_iso": "CO",
13 "payer_zip_code": "123456"
14 }
15 },
16 "transactionDetails": {
17 "paymentDetails": {
18 "amount": 50,
19 "reference": "0000000000002507135224",
20 "payer_ip_address": "192.168.1.1"
21 },
22 "cardDetails": {
23 "payer_card_number": "2579052212241556",
24 "payer_card_type": "MASTERCARD",
25 "payer_card_holder_name": "Jose Herrera",
26 "payer_card_security_code": "123",
27 "expiration": {
28 "payer_card_exp_month": "05",
29 "payer_card_exp_year": "2023"
30 }
31 }
32 },
33 "urls": {
34 "url_handler_redirect": "https://mfvuejs.loclx.io/redirect/"
35 }
36}1{
2 "service_code": "BTQR_BO",
3 "amount": 100,
4 "reference": "78238734746863728467"
5}1{
2 "service_code": "WP_CL",
3 "amount": "500",
4 "payer_name": "Jose",
5 "payer_lastname": "Herrera",
6 "reference": "0000000000002507135224",
7 "rq_account_doc_id": "170252977"
8}1{
2 "service_code": "MA_CL",
3 "amount": "500",
4 "payer_name": "Jose",
5 "payer_lastname": "Herrera",
6 "reference": "0000000000002507135224",
7 "rq_account_doc_id": "170252977"
8}1{
2 "service_code": "KH_CL",
3 "amount": "500",
4 "payer_name": "Jose",
5 "payer_lastname": "Herrera",
6 "reference": "0000000000002507135224",
7 "rq_account_doc_id": "170252977"
8}1{
2 "service_code": "PM_VEN2",
3 "amount": 35,
4 "reference": "REF-PM2324234-011123",
5 "rq_account_doc_id": "14155015",
6 "rq_account_state": "verify"
7}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "8684db6b-5401-45be-b023-c19f83f3248d",
5 "amount": 568.0,
6 "currency": "BRL",
7 "status": "PENDING",
8 "reference": "0000200006032533644352",
9 "created_at": "2025-06-02T19:00:04.930517Z",
10 "updated_at": "2025-06-02T19:00:04.930524Z",
11 "expired_at": "2025-06-05T19:00:04.028194Z",
12 "qrCode": "iVBORw0KGgoAAAANSUhEUgAAAeoAAAHqAQAAAADjFjCXAAAEjklEQVR4nO2dTY7jOAyFH8cBZukAfYA6...",
13 "brCode": "XXXXXXX",
14 "redirect_hpp_url": "XXXXXXX"
15 }
16}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "686c117695471a1dbbd82ee6",
5 "amount": 200,
6 "currency": "MXN",
7 "status": "PENDING",
8 "reference": "PAY2400470812",
9 "created_at": "2025-07-07T18:27:03.517542+00:00",
10 "updated_at": "2025-07-07T18:27:03.517542+00:00",
11 "expired_at": "2025-07-10T18:27:03.517542+00:00",
12 "clabe": "710969000050934120",
13 "beneficiary": "PAYMENTS LTDA",
14 "errorMsg": "",
15 "redirect_hpp_url": "XXXXXXX"
16 }
17}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "2524838319BE74857JIF03",
5 "reference": "PAY0626554165",
6 "amount": 50,
7 "status": "PENDING",
8 "message": "Request Accepted, Status TRANSACTION IN PROGRESS",
9 "redirect_url": "https://cybersource-confirmation-redirect.com/site/capture3D/3771629hyMmH48957gYbZp8931707"
10 }
11}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "50375017",
5 "status": "PENDING",
6 "qr_text": "0yNCLOepg1HVcdHwM/rlFbCsL1QInWTKLFs2f2miY2qVa0ckZ2p/+OwnTgAxbYW9CQpzJ11a6TURCisOx65qWS+QKYQl96txUfC1LWjo240JDbgkn6kyOwRTF+tmcWHY6BdeLXdJJF2K8KaCGq37KiFIcEuH9N+fg4FzoX2mx61NKBkttGhl40Pwiso8YIp2UtOqE/rYp7Eb8Ik8T7rFUoq3H0HrRTfEdqOLvRg5BMai8H+sh39uc7Mis38egu3uVNq1qepJyOg920BPn0Sy39rQzirgri11j3F2Tr4alcXLV0+iybfBsBHJO9qpMUxZkLl1vNZmTeUOcBl/qkYbLQ==|04E78DE23081020975A09FA83F185831",
7 "amount": 0.06,
8 "currency": "BOB",
9 "created_at": "2025-11-10T22:26:58.647329+00:00",
10 "redirect_hpp_url": "XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX"
11 }
12}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "8684db6b-5401-45be-b023-c19f83f3248d",
5 "reference": "0000000000002507135224",
6 "amount": 50,
7 "status": "PENDING",
8 "message": "Request Accepted, Status TRANSACTION IN PROGRESS",
9 "redirect_url": "https://webpay................."
10 }
11}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "8684db6b-5401-45be-b023-c19f83f3248d",
5 "reference": "0000000000002507135224",
6 "amount": 500,
7 "status": "PENDING",
8 "redirect_url": "https://mach................."
9 }
10}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "8684db6b-5401-45be-b023-c19f83f3248d",
5 "reference": "0000000000002507135224",
6 "amount": 50,
7 "status": "PENDING",
8 "redirect_url": "https://khipu................."
9 }
10}1{
2 "status": "success",
3 "data": {
4 "transaction_id": "3Z0YJB8",
5 "amount": 35,
6 "currency": "VES",
7 "status": "PENDING",
8 "reference": "REF-PM2324234-011123",
9 "created_at": "2025-10-07T20:38:51.294443+00:00",
10 "updated_at": "2025-10-07T20:38:51.294443+00:00",
11 "message": "Esperando pago"
12 }
13}Deep local coverage across Latin America
Latin America is a dynamic region for payments. Recently, central banks have developed secure Instant Payment Rails.
Low bank penetration has boosted digital wallet adoption among younger generations, making growth in online payments inevitable.
Smart Onboarding Made Simple
1{
2 "Version": "2012-10-17",
3 "Statement": [
4 {
5 "Action": [
6 "application:Describe*",
7 "autoscaling:Describe*",
8 "ce:Describe*",
9 "ce:Get*",
10 "ce:List*",
11 "cloudwatch:GetData",
12 "ec2:Describe*",
13 "ec2:AcceptReserved",
14 "ec2:CancelReservedInstancesListing",
15 "ec2:CreateReservedInstancesListing",
16 "ec2:DeleteQueuedReservedInstances",
17 "ec2:ModifyReservedInstances",
18 "ec2:PurchaseHostReservation",
19 "ec2:PurchaseReservedInstancesOffering",
20 "rds:Describe*",
21 "rds:List*"
22 ]
23 }
24 ]
25}.png)
Our frequently asked questions
For further information on the onboarding process, settlements, go-live, and operations, please refer to our FAQ section.
All jurisdictions except OFAC countries are welcome to onboard.
Bangladesh, Belarus, China, Cuba, India, Iran, Iraq, Nepal, Nicaragua, North Korea, OFAC, Pakistan, Russia, Somalia, Sri Lanka, Syria, USA, Yemen
Brazil, Mexico, Venezuela, Peru, Colombia, Argentina, Chile and with credit and debit cards globally.
Brazil: Pix | Peru: Bank transfers via QR, Yape, Plin, Pagoefectivo (bank transfers) | Chile: Webpay, Mach, Bank transfers (payouts) | Bolivia: Bank transfers via QR | Colombia: Nequi, BreB, PSE and BreB for payouts | Venezuela : Pago movil (bank transfers) | Paraguay: Bank Transfer (P2C) | Argentina: Bank Transfer (P2C) | Visa & Mastercard Worldwide
No. We do not.
Fill in our KYC form and present the documents in the form (general company docs and UBO and directors documentation and proof of address)
No crypto payments for the moment but we can help with off and on ramp.
We create a dedicated channel available on slack or telegram to guide you through the integration process.
We do not charge any of those fees.
We generally charge around 1.5 up to 3% for settling in USDT depending on the country and liquidity constraints. We apply a fee based on standard references.
We mostly use APMs where there are no chargebacks. For cards CHBs fees start at 50 USD
We settle in USDT and USDC. Fiat via SWIFT under demand but the price and time increases.
We offer T+0 but with a minimum of 10K USDT/USDC for withdrawals
For the time being you can request a settlement in our dedicated support channels.
We shared all information with you and we will determine a plan of action or next steps. Of course always by consulting with you and after reaching an agreement that allow us to continue on good terms
An assessment will be performed which might lead to security deposits or limits on amounts for payins or payouts depending on your operation.
We do, every customer has access to a dashboard where they can check all info related to their transactions, statuses, balances, conversions and more.
One API for every payment method in Latin America.
Accept and process payments across latin america with one unified API, deeply connected to local banks and the most used payment methods.